Your dream of owning a home is in reach with Ijarah Finance

Ijarah Finance products can be tailored to suit individual needs.

Ijarah Home Finance

Ijarah Finance was established to help you purchase a property without entering into an interest-based mortgage. Our Home Ijarah products can be tailored to suit individual needs.

Ijarah Fixed - 'Thabet'

Our newest Ijarah product - Thabet! Purchase or refinance with a pre-agreed fixed payment that does not change with the RBA cash rate.

Vehicle & Asset Finance

Our Ijarah Thuma Al'Bai is a Shariah compliant structure that your business can utilise to acquire assets such as vehicles, machinery and business equipment. This is the purest form of Islamic Finance.

Superannuation & Investments

Looking for a Superannuation Product that is Sharia compliant, adhering to all Islamic guidelines? Look no further than our exclusive Ijarah Superannuation & Investment offering.

Ijarah Refinancing

If the idea of owing your own property, vehicle or equipment via Ijarah appeals to you but you are currently paying off an existing mortgage we can help you replace it.

Low Doc Ijarah


Our Low Doc products may be the perfect solution for self-employed business owners who do not have the standard financials.

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What is Ijarah?

Ijarah Finance operates under the principle of Rent-To-Own otherwise known as Ijarah Muntahiya Bit Tamleek – A Lease Agreement with the option to own the leased asset at the end of the lease period.

Our consultants are here to help you purchase your next property, vehicle or business asset without entering into an interest-based mortgage. Our Ijarah products can be tailored to suit individual and business needs.

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Islamic Finance

Business

Vehicle & Asset Finance

Are you looking for new ways to grow your business? Our experienced consultants can help your business reach new heights by offering Ijarah lease agreements to enable your business to acquire or lease assets such as motor vehicles, trucks, plant equipment, machinery & more.

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What our customers are saying

Reviews
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I couldn’t be more grateful to the team at Ijarah Finance, especially Hassan and Wally, for helping me secure approval on my home loan! From start to finish, their professionalism, knowledge, and dedication were second to none. They guided me with clarity and patience through every step, and were always on the ball, making sure nothing was missed. They genuinely cared about my outcome, and it showed in how smoothly the entire process went. Getting approved felt like a dream, and I wholeheartedly credit their tireless efforts and support. 5 Stars is not enough of a high rating, wish I could put down 10 !
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Thanks Jeannette and Walid for the exceptional professional service and advise you provided. Both were courteous, attentive, and went above and beyond to ensure everything was handled efficiently and professionally. I appreciate your support that made the entire experience smooth and stress-free : )
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Alhamdulillah, Ijarah Finance recently helped my partner and I secure a low doc loan under a very tight settlement timeframe. From start to finish, the team showed incredible professionalism, dedication, and care. Wally, Hassan, Jasmine, and Hira were especially supportive and went above and beyond to get everything across the line in time. Jazakum Allahu Khayran for all your efforts and for offering a truly ethical and Shariah-compliant finance option. We’re very grateful and would highly recommend Ijarah Finance to anyone seeking reliable Islamic finance solutions.
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My experience with Ijarah Finance has been exceptional. I am incredibly thankful to Eva Asi and team from Ijarah Finance for their professional support to help us securing our home finance. My experience from day 1 with Eva has been great, she always respond to my queries and prompt in replying email, text messages and phone calls. She understood my requirement of home finance and guided me in the right direction. Eva kept me well informed with each step of the home finance and whole process was very transparent. I am highly impressed with her professionalism and honesty. Home finance can be very complicated but she made it very easy, the day we sign the contract to settlement everything went smoothly and efficiently. I highly recommend Eva and team at Ijarah Finance for anyone seeking exceptional financial services.
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